If you own a credit card, banks and finance companies have made online banking and payment simple with superb apps you can use on the go, and seamlessly navigable online payment platforms. In case you have an Axis Bank credit card, payment of your bills can easily be done online.
About Axis Credit Cards
Today, just about each salaried individual in India can own a credit card. If you have a bank account, say, in Axis Bank, your bank will probably offer you a credit card based on your banking relationship. As far as Axis Bank credit cards go, you get some great credit cards, and depending on your spending habits, you can choose any one suited for particular purchase patterns. These are some of the popular the kinds of Axis Bank credit cards you get:
- Axis MY ZONE Credit Card – This card is suited for spending mainly on entertainment.
- Axis NEO Credit Card – You can get this card if you frequently spend on entertainment and shopping.
- IndianOil Axis Bank Credit Card – In case your spending is geared towards purchasing fuel, you may opt for this card.
Axis Credit Card Online Bill Payment Methods
Paying your credit card bills on time is of prime importance if you do not want to have outstanding balances which may pile up into debt. In case you are unable to do so in a timely manner, you are charged penalties and interest. However, with the advent of numerous options to make your Axis Bank credit card payment, you can manage to remain debt-free. Here are the main methods:
- Internet Banking – You can log on to your Axis Bank internet banking account at https://retail.axisbank.co.in and go to the tab that says ‘credit cards'. You will find a payment option, and if you are an Axis Bank customer, you can pay your bill through your bank account.
- Pay through NEFT – You can log on to the facility of internet banking of your own bank and opt to pay via NEFT. You have to fill in details of your name as it appears on your Axis Bank card, the beneficiary as ‘Axis Bank', your credit card number, and pay your bill.
- Payment through the Axis App – Payment of credit card bills is facilitated through a menu-driven process if you have the Axis Bank app.
How to Check Axis Bank Credit Card Balance?
In order to stay updated and track your credit card balances, so you don't default on payments, you can check Axis Bank credit card balance in the following ways:
- Check via Internet Banking – If your Axis Bank credit card is linked to your bank account in Axis Bank, you can log on and track your balances online. You can log in to your account and go to the section on ‘credit cards'. After selecting the ‘Balances and Payments' option, you can monitor your balance.
- Use Phone Banking – Axis Bank credit cards have a customer service centre that you may call to check your balance at 1860 419 5555, or visit any Axis Bank branch to check.
Summarising Online Bill Payment
The key to maintaining healthy credit is to pay credit card bills on time and in full. And now with all these digital options it is easier than ever.
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